PXT Loan is an online lending platform that offers fast and accessible personal loans for Filipino citizens, providing essential financial support in times of urgent need. It is specifically tailored for individuals who may require cash immediately, whether for emergency expenses or unforeseen financial challenges.
Top 10 Fast Online Loans in Philippines – A Valid ID is All You Need Updated in December 2024
| Rank | Lender Name & Application Link | Loan Amount | Loan Term | Interest Rate | Repayment | ID Required | Age Range | Special Feature |
|---|---|---|---|---|---|---|---|---|
| #1 |
SOSCREDIT |
₱1,000 – ₱25,000 | 3 – 12 months | 0% for first loan | Monthly or End of term | Only ID Card required | 20 – 70 | Receive money in 15 mins |
| #2 |
CREDIFY |
₱1,000 – ₱25,000 | 3 – 12 months | 0% for first loan | Monthly or End of term | Only National ID required | 20 – 70 | Receive money in 15 mins |
| #3 |
CREZU |
₱1,000 – ₱25,000 | 2 – 4 months | 0% for first loan | Monthly or End of term | Only ID Card required | 18 – 70 | Easy loan approval |
| #4 |
FINBRO |
₱1,000 – ₱50,000 | 1 – 12 months | 0% for first loan | Monthly or End of term | Only ID Card required | 20 – 65 | Receive money in 10 mins |
| #5 | CREDITIFY Apply Now |
₱1,000 – ₱25,000 | 1 – 180 days | 0.1% | Monthly or End of term | Only ID Card required | All accepted | Approve Bad credit |
| #6 | CASHSPACE Apply Now |
₱1,000 – ₱25,000 | 2 – 4 months | 0% for first loan | Monthly or End of term | Only ID Card required | 18 – 70 | Easy loan approval |
| #7 | DIGIDO Apply Now |
₱1,000 – ₱25,000 | 3 – 6 months | 0% for 7 days | Monthly or End of term | Only ID Card required | 21 – 70 | Receive money in 4 mins |
| #8 | KVIKU Apply Now |
₱500 – ₱25,000 | 60 – 180 days | 1.2% per month | Monthly or End of term | Only ID Card required | 18 – 65 | Receive money in 5 mins |
| #9 | CASHEXPRESS Apply Now |
₱1,000 – ₱20,000 | 7 – 30 days | 0% for first loan | End of term | Only ID Card required | 21 – 70 | Receive money in 5 mins |
| #10 | MONEYCAT Apply Now |
₱500 – ₱20,000 | 7 – 180 days | 0% for first loan | End of term | Only ID Card required | 22 – 65 | Easy loan approval |
Corporate Details
- Corporate Name: PXT Lending Investors Inc.
- Company Registration No: CS201803298
- Certificate of Authority No: 2651
PXT Loan operates under the ownership of PXT Lending Investors Inc., a registered lending institution in the Philippines.
Key Features of PXT Loan
- High Loan Amount: Borrow up to ₱100,000, making PXT Loan an ideal choice for those who need a substantial sum quickly.
- Easy Application Process: Applying is fully online, so there’s no need for physical paperwork or prolonged processing. A valid government-issued ID is all that’s required.
- Quick Approval and Disbursement: With PXT Loan’s efficient system, approved loans are credited to your bank account or e-wallet in minutes.
- Flexible Repayment Terms: Choose from a range of repayment periods and schedules to manage your debt effectively, tailored to your financial situation.
- Multiple Payment Channels: Repayments are convenient through options like GCash, BPI, and PayMaya, allowing you flexibility and ease.
How to Apply for a PXT Loan
- Download the App: Get the PXT Loan app from the Google Play Store.
- Register and Log In: Set up your account with personal information as prompted.
- Complete the Application: Fill out the form with accurate details on your income, employment, and other relevant information.
- Wait for Approval: After submitting, PXT Loan reviews your application and will notify you via SMS on the decision.
- Receive Your Loan: Once approved, the loan amount will be transferred to your designated bank account or e-wallet.
Important Considerations
- Interest Rates and Fees: PXT Loan offers a convenient lending service, but it’s important to be aware of interest rates and fees, which vary based on the loan amount and repayment terms.
- Responsible Borrowing: Borrow only what you can repay to avoid financial strain and potential impact on your credit score.
- Read Terms and Conditions: Carefully review the terms and conditions to understand your rights and obligations fully.
Conclusion
PXT Loan is a valuable resource for those needing quick funds. However, like any financial service, it’s important to use it responsibly. By understanding the terms, conditions, and your own ability to repay, you can benefit from this platform to address your immediate financial needs effectively.
Disclaimer: PXT Loan offers a convenient borrowing solution, but exploring other financial options and considering long-term financial planning is always advisable. If you face significant financial challenges, seeking advice from a financial advisor or credit counselor is recommended.
Contact Information
- Email: pxtlending@gmail.com
- Phone: +63 995 530 0972
- Address: 3rd Floor GICC Techno Park, Luzon Ave., Freeport Area of Bataan Baseco Country (Nassco), Mariveles, Bataan, Region III, Philippines, 2106
By following these guidelines and managing your loan carefully, PXT Loan can help you access funds efficiently and responsibly.