To remove your personal information from a loan app in the Philippines, you can follow these detailed steps:
Top 10 Fast Online Loans in Philippines – A Valid ID is All You Need Updated in November 2024
| Rank | Lender Name & Application Link | Loan Amount | Loan Term | Interest Rate | Repayment | ID Required | Age Range | Special Feature |
|---|---|---|---|---|---|---|---|---|
| #1 |
SOSCREDIT |
₱1,000 – ₱25,000 | 3 – 12 months | 0% for first loan | Monthly or End of term | Only ID Card required | 20 – 70 | Receive money in 15 mins |
| #2 |
CREDIFY |
₱1,000 – ₱25,000 | 3 – 12 months | 0% for first loan | Monthly or End of term | Only National ID required | 20 – 70 | Receive money in 15 mins |
| #3 |
CREZU |
₱1,000 – ₱25,000 | 2 – 4 months | 0% for first loan | Monthly or End of term | Only ID Card required | 18 – 70 | Easy loan approval |
| #4 |
FINBRO |
₱1,000 – ₱50,000 | 1 – 12 months | 0% for first loan | Monthly or End of term | Only ID Card required | 20 – 65 | Receive money in 10 mins |
| #5 | CREDITIFY Apply Now |
₱1,000 – ₱25,000 | 1 – 180 days | 0.1% | Monthly or End of term | Only ID Card required | All accepted | Approve Bad credit |
| #6 | CASHSPACE Apply Now |
₱1,000 – ₱25,000 | 2 – 4 months | 0% for first loan | Monthly or End of term | Only ID Card required | 18 – 70 | Easy loan approval |
| #7 | DIGIDO Apply Now |
₱1,000 – ₱25,000 | 3 – 6 months | 0% for 7 days | Monthly or End of term | Only ID Card required | 21 – 70 | Receive money in 4 mins |
| #8 | KVIKU Apply Now |
₱500 – ₱25,000 | 60 – 180 days | 1.2% per month | Monthly or End of term | Only ID Card required | 18 – 65 | Receive money in 5 mins |
| #9 | CASHEXPRESS Apply Now |
₱1,000 – ₱20,000 | 7 – 30 days | 0% for first loan | End of term | Only ID Card required | 21 – 70 | Receive money in 5 mins |
| #10 | MONEYCAT Apply Now |
₱500 – ₱20,000 | 7 – 180 days | 0% for first loan | End of term | Only ID Card required | 22 – 65 | Easy loan approval |
1. Explore the App or Website:
Begin by thoroughly examining the loan app or its official website. Navigate to sections like “Contact Us,” “Privacy Policy,” or “Support.” These areas often contain valuable information on data deletion policies or provide contact details for customer support. Pay attention to any specific instructions or guidelines regarding the removal of your personal information.
2. Reach Out to Customer Support:
The most straightforward approach to deleting your data is by directly contacting the loan app’s customer service team. Here’s how you can do it:
- Email: Look for the customer support email address within the app or on the company’s website. Compose a clear and polite message requesting the permanent deletion of your account and all associated personal information. Include details like your full name, registered email, and phone number for easy identification.
- Phone: If a customer service hotline is available, call the number to speak directly with a representative. Clearly state your intention to delete your account and all personal data.
- Live Chat: Some loan apps provide live chat support within the app or on their website. This option might offer quicker responses. Use it to communicate your request for data deletion.
3. Submit a Formal Deletion Request:
If reaching customer support is challenging, consider submitting a formal request to delete your account. Here’s how to go about it:
- Prepare a Written Request: Draft a formal document (either an email or a physical letter) including your full name, registered email address, and phone number. Clearly state your request for the permanent deletion of your account and all related personal data. While not mandatory, you may briefly explain your reason for wanting the data removed.
- Email Submission: If an email address is provided, send your formal request to the designated email. Ensure the subject line is clear, such as “Request for Account and Data Deletion.”
- Postal Mail: If you can’t find an email address, search for the loan app’s company mailing address. Send your formal deletion request via registered mail to ensure it reaches the intended recipient.
4. Exercise Your Data Privacy Rights:
The Philippines’ Data Privacy Act (DPA) provides you with specific rights concerning your personal data. Under the DPA, you have the right to request the deletion of your information from any company or service that holds it.
- Understand Your Rights: Familiarize yourself with the provisions of the Data Privacy Act and how it applies to your situation.
- Submit a DPA-Based Request: If necessary, you may submit a formal request for data deletion following the guidelines of the DPA. This request can be made directly to the loan app’s data protection officer or relevant department, citing your rights under the law.
Taking these steps will help ensure that your personal information is removed from the loan app’s database, protecting your privacy and complying with the Philippines’ legal standards.