Wondering if the interest rate is different from the annual percentage rate? Discover the answer and more in this comprehensive loan terminology guide. 1. Amortization Amortization is the process of breaking down your total debt into equal monthly payments over the loan term. Each payment includes both principal and interest, ensuring that by the end […]
Category Archives: Finance
In the Philippines, financial emergencies can catch you off guard, leaving you in need of quick cash. Thankfully, with advancements in technology, a number of mobile loan apps now offer convenient and accessible financial solutions. However, not all loan apps are created equal, and it’s crucial to choose one that is legitimate, affordable, and suited […]
The banking industry in the Philippines continues to thrive, driven by growth in assets, innovative banking services, and expanding digital platforms. The following is a comprehensive overview of the top 10 banks in the country, ranked based on total assets, market capitalization, customer reach, branch networks, and reputation for service quality and innovation. 1. BDO […]
Loan app harassment can be an overwhelming and distressing experience, especially when it escalates quickly. In the Philippines, the rise of digital lending platforms has unfortunately led to aggressive and often illegal collection practices. If you find yourself on the receiving end of such harassment, it’s essential to take immediate, decisive action to protect yourself. […]
When it comes to securing a business loan, it’s important to demonstrate your company’s cash flow potential to lenders. By presenting a clear picture of your financial situation and showcasing your ability to repay the loan, you can greatly increase your chances of getting approved. Here are some tips to help you navigate the process: […]
If you need to borrow money, it’s crucial to communicate your request clearly and respectfully. Below is a detailed sample letter you can use as a template, with explanations to help you tailor it to your specific situation: [Your Name] [Your Address] [Your Phone Number] [Your Email Address] [Date] [Lender’s Name] [Lender’s Address] Dear [Lender’s […]
Are you in need of fast financial assistance? Quick cash loans in the Philippines can provide you with the solution you’re looking for. Whether it’s for emergencies, unexpected expenses, or simply bridging the gap between paydays, these loans can offer a convenient and reliable way to access the funds you need. How Do Quick Cash […]
When it comes to borrowing money, there are various options available to individuals and businesses. One type of loan that you may come across is a secured loan. In this article, we will explore what secured loans are, how they work, and the benefits and considerations associated with them. What are Secured Loans? A secured […]
Yes, JuanHand is a legitimate online lending platform registered with the Securities and Exchange Commission (SEC) in the Philippines. Here are some key details that highlight its legitimacy and trustworthiness: SEC Registration: JuanHand is operated by WeFund Lending Corp., a company that is duly registered with the SEC. It holds an SEC Registration Number CS201825672 […]
Online lending app harassment is a growing and distressing issue for many borrowers in the Philippines. These practices can lead to severe emotional and psychological impacts, affecting the well-being of those targeted. This guide provides valuable information and resources to help victims navigate this challenging situation. Impact of Harassment The harassment tactics employed by some […]