Checking your Social Security System (SSS) loan balance is crucial for monitoring your payments and avoiding penalties. Here’s a detailed guide to help you check your loan balance using various methods available:
Top 10 Fast Online Loans in Philippines – A Valid ID is All You Need Updated in December 2024
| Rank | Lender Name & Application Link | Loan Amount | Loan Term | Interest Rate | Repayment | ID Required | Age Range | Special Feature |
|---|---|---|---|---|---|---|---|---|
| #1 |
SOSCREDIT |
₱1,000 – ₱25,000 | 3 – 12 months | 0% for first loan | Monthly or End of term | Only ID Card required | 20 – 70 | Receive money in 15 mins |
| #2 |
CREDIFY |
₱1,000 – ₱25,000 | 3 – 12 months | 0% for first loan | Monthly or End of term | Only National ID required | 20 – 70 | Receive money in 15 mins |
| #3 |
CREZU |
₱1,000 – ₱25,000 | 2 – 4 months | 0% for first loan | Monthly or End of term | Only ID Card required | 18 – 70 | Easy loan approval |
| #4 |
FINBRO |
₱1,000 – ₱50,000 | 1 – 12 months | 0% for first loan | Monthly or End of term | Only ID Card required | 20 – 65 | Receive money in 10 mins |
| #5 | CREDITIFY Apply Now |
₱1,000 – ₱25,000 | 1 – 180 days | 0.1% | Monthly or End of term | Only ID Card required | All accepted | Approve Bad credit |
| #6 | CASHSPACE Apply Now |
₱1,000 – ₱25,000 | 2 – 4 months | 0% for first loan | Monthly or End of term | Only ID Card required | 18 – 70 | Easy loan approval |
| #7 | DIGIDO Apply Now |
₱1,000 – ₱25,000 | 3 – 6 months | 0% for 7 days | Monthly or End of term | Only ID Card required | 21 – 70 | Receive money in 4 mins |
| #8 | KVIKU Apply Now |
₱500 – ₱25,000 | 60 – 180 days | 1.2% per month | Monthly or End of term | Only ID Card required | 18 – 65 | Receive money in 5 mins |
| #9 | CASHEXPRESS Apply Now |
₱1,000 – ₱20,000 | 7 – 30 days | 0% for first loan | End of term | Only ID Card required | 21 – 70 | Receive money in 5 mins |
| #10 | MONEYCAT Apply Now |
₱500 – ₱20,000 | 7 – 180 days | 0% for first loan | End of term | Only ID Card required | 22 – 65 | Easy loan approval |
1. Check Your SSS Loan Balance Online via the Member Portal
The easiest and most convenient way to check your loan balance is through the official SSS website. Here’s how:
Step-by-Step Guide:
- Visit the Official SSS Website: Go to https://www.sss.gov.ph.
- Log in to Your Account: Use your SSS number and password. If you’re not yet registered, click “Not yet registered?” to create an account.
- Navigate to the Loan Information Section: Hover over the “Inquiry” tab and select “Loans Info” from the dropdown menu.
- View Loan Details: Once inside, you’ll see your current loan balance, payment history, and other important details.
Pro Tip: You can also download or print your loan details for reference.
2. Check Your Loan Balance via SMS
For those who prefer quick access through their mobile phones, the SSS SMS service is a great option.
How to Use the SMS Service:
- Compose a Text Message: Use the following format:
- Send the Message: Send it to 2600.
- Receive Loan Details: Wait for a reply with your loan balance and other relevant information.
Note: SMS service fees may apply, so ensure you have enough load before using this method.
3. Visit an SSS Branch or Self-Service Kiosk
If you prefer face-to-face assistance, visiting an SSS branch or using a self-service kiosk is another reliable option.
Steps to Follow:
- Go to the Nearest SSS Branch or Kiosk: Find the most accessible location using the branch locator on the SSS website.
- Bring Valid Identification: Present your SSS ID or another valid government-issued ID.
- Request Assistance: Ask an SSS representative or use the kiosk to check your loan balance.
4. Contact the SSS Call Center
For personalized assistance, the SSS Call Center is available to provide details about your loan balance.
Steps to Inquire via Call:
- Dial the SSS Call Center Hotline: Call (02) 920-6401 to 55 or 1455.
- Follow the Automated Prompts: Select the option for loan balance inquiries.
- Speak to a Representative (if needed): If your inquiry requires further clarification, request to talk to an agent.
Additional Tips for a Smooth Inquiry:
- Keep Your Credentials Handy: Always have your SSS number, PIN, or other relevant information ready before making an inquiry.
- Monitor Your Loan Amortization Schedule: You can check this online through the Member Portal to ensure timely payments.
- Stay Updated: Regularly check the SSS website or follow their official social media pages for announcements and updates.
- Avoid Penalties: Make timely payments to prevent accruing interest or additional fees.
For More Information:
- Visit the SSS Salary Loan Page for details about loan terms and conditions.
- Contact SSS through their official contact page for further assistance.
By following these methods, you can easily stay on top of your loan balance and maintain good financial standing with the SSS.