Looking for the best personal loans in the Philippines for ? Whether you need funds for emergencies, education, or a dream vacation, we’ve got you covered. Compare and apply for a personal loan online with low-interest rates, fast approval, and no collateral required. Start your journey to financial freedom today at CashExpress PH – your […]
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Personal Finance
Effective Strategies for Managing Your Personal Loan and Protecting Your Credit Score
Introduction Managing a personal loan responsibly is crucial to avoid hurting your credit score. Whether you are planning to take out a personal loan or already have one, it’s important to understand how to manage it effectively. In this article, we will discuss some key strategies to help you manage your personal loan and protect […]
How Does a Personal Loan Improve Your Credit Score? Having a good credit score is important for many aspects of your financial life. It can affect your ability to get a mortgage, a car loan, or even a credit card. One way to improve your credit score is by taking out a personal loan. In […]
Does Applying for a Personal Loan Affect Credit Score? Applying for a personal loan can be a viable solution when you need extra funds for various purposes, such as consolidating debt, funding a home improvement project, or covering unexpected expenses. However, before you decide to submit an application, it’s important to understand how it may […]
When considering personal loans in the Philippines, it’s essential to understand the legal interest rates that apply. The rates vary depending on whether there’s a written agreement between the borrower and the lender: 1. Interest Rate with a Written Agreement: The Usury Law (Act No. 2655) establishes a maximum legal interest rate of 12% per […]