FT Lending has established itself as one of the most reliable and accessible online lending platforms in the Philippines. It offers a streamlined, user-friendly mobile application that takes borrowers from application to fund disbursement quickly and securely. Whether for emergency expenses or short-term financing needs, FT Lending provides an efficient, affordable lending solution that fits the financial lifestyle of Filipinos.
Top 10 Fast Online Loans in Philippines – A Valid ID is All You Need Updated in November 2024
| Rank | Lender Name & Application Link | Loan Amount | Loan Term | Interest Rate | Repayment | ID Required | Age Range | Special Feature |
|---|---|---|---|---|---|---|---|---|
| #1 |
SOSCREDIT |
₱1,000 – ₱25,000 | 3 – 12 months | 0% for first loan | Monthly or End of term | Only ID Card required | 20 – 70 | Receive money in 15 mins |
| #2 |
CREDIFY |
₱1,000 – ₱25,000 | 3 – 12 months | 0% for first loan | Monthly or End of term | Only National ID required | 20 – 70 | Receive money in 15 mins |
| #3 |
CREZU |
₱1,000 – ₱25,000 | 2 – 4 months | 0% for first loan | Monthly or End of term | Only ID Card required | 18 – 70 | Easy loan approval |
| #4 |
FINBRO |
₱1,000 – ₱50,000 | 1 – 12 months | 0% for first loan | Monthly or End of term | Only ID Card required | 20 – 65 | Receive money in 10 mins |
| #5 | CREDITIFY Apply Now |
₱1,000 – ₱25,000 | 1 – 180 days | 0.1% | Monthly or End of term | Only ID Card required | All accepted | Approve Bad credit |
| #6 | CASHSPACE Apply Now |
₱1,000 – ₱25,000 | 2 – 4 months | 0% for first loan | Monthly or End of term | Only ID Card required | 18 – 70 | Easy loan approval |
| #7 | DIGIDO Apply Now |
₱1,000 – ₱25,000 | 3 – 6 months | 0% for 7 days | Monthly or End of term | Only ID Card required | 21 – 70 | Receive money in 4 mins |
| #8 | KVIKU Apply Now |
₱500 – ₱25,000 | 60 – 180 days | 1.2% per month | Monthly or End of term | Only ID Card required | 18 – 65 | Receive money in 5 mins |
| #9 | CASHEXPRESS Apply Now |
₱1,000 – ₱20,000 | 7 – 30 days | 0% for first loan | End of term | Only ID Card required | 21 – 70 | Receive money in 5 mins |
| #10 | MONEYCAT Apply Now |
₱500 – ₱20,000 | 7 – 180 days | 0% for first loan | End of term | Only ID Card required | 22 – 65 | Easy loan approval |
About FT Lending Master Philippines Corp.:
- SEC Registration No. CS201910863
- Certificate of Authority No. 3025
Key Features of FT Lending
- Swift Approval and Disbursement: FT Lending is designed for rapid loan approvals and immediate disbursements. With minimal processing time, qualified borrowers receive funds directly into their accounts, often within hours.
- Flexible Repayment Options: Recognizing the diverse financial situations of its users, FT Lending offers flexible repayment terms. Borrowers can select plans that best align with their cash flow and financial goals.
- Competitive Interest Rates: Committed to affordability, FT Lending provides loans with competitive interest rates, making it a preferred choice for those seeking cost-effective financing.
- Robust Security and Data Protection: FT Lending prioritizes user security by implementing advanced data protection protocols to keep all personal and financial information safe.
How to Use the FT Lending App
1. Download the App:
Start by downloading FT Lending from the Google Play Store.
2. Create Your Account:
Register by entering your personal information, ensuring that all details are accurate.
3. Complete Your Loan Application:
Fill out the online application, providing information about your income and loan needs.
4. Submit Required Documents:
Upload any required documents, such as ID and proof of income, for verification.
5. Await Approval Notification:
FT Lending will review your application promptly and inform you of the approval decision.
6. Receive Your Funds:
Upon approval, the funds will be disbursed directly into your bank account.
7. Repay Your Loan:
Follow the repayment schedule to avoid late fees and maintain a positive credit score.
Important Considerations
- Responsible Borrowing: Borrow only what you need and what you can comfortably repay.
- Understand the Terms and Conditions: Before committing, thoroughly review the loan’s terms, interest rates, and any associated fees.
- Timely Repayment: Ensure payments are on time to avoid late fees and potential negative impacts on your credit score.
Tips for a Successful Borrowing Experience
- Maintain a Good Credit Score: A solid credit history can improve your chances of approval and help you secure better interest rates.
- Read Reviews and Ratings: Research FT Lending and other platforms to gain insights from the experiences of other users.
- Be Alert to Scams: Use only official FT Lending channels to avoid potential scams or fraudulent activities.
Additional Resources
- FT Lending Website: Visit Here
- SEC Registered Lending Platforms: Official List
Contact Information
- Email: cs@ftlending.ph
- Hotline: (02) 8876 1490 (Monday to Friday, 9:00 AM – 6:00 PM)
- Office Address: Trafalgar Plaza, 105 R.V. Dela Costa, Brgy. Bel-Air, Makati City, Philippines
By understanding FT Lending’s features, application process, and responsible borrowing practices, you can leverage this platform to manage your financial needs effectively.