Paying your UnionBank Quick Loan is simple and flexible, with various options available to suit your preferences. Below is a step-by-step guide to help you choose the best payment method and ensure a hassle-free experience.
Top 10 Fast Online Loans in Philippines – A Valid ID is All You Need Updated in November 2024
| Rank | Lender Name & Application Link | Loan Amount | Loan Term | Interest Rate | Repayment | ID Required | Age Range | Special Feature |
|---|---|---|---|---|---|---|---|---|
| #1 |
SOSCREDIT |
₱1,000 – ₱25,000 | 3 – 12 months | 0% for first loan | Monthly or End of term | Only ID Card required | 20 – 70 | Receive money in 15 mins |
| #2 |
CREDIFY |
₱1,000 – ₱25,000 | 3 – 12 months | 0% for first loan | Monthly or End of term | Only National ID required | 20 – 70 | Receive money in 15 mins |
| #3 |
CREZU |
₱1,000 – ₱25,000 | 2 – 4 months | 0% for first loan | Monthly or End of term | Only ID Card required | 18 – 70 | Easy loan approval |
| #4 |
FINBRO |
₱1,000 – ₱50,000 | 1 – 12 months | 0% for first loan | Monthly or End of term | Only ID Card required | 20 – 65 | Receive money in 10 mins |
| #5 | CREDITIFY Apply Now |
₱1,000 – ₱25,000 | 1 – 180 days | 0.1% | Monthly or End of term | Only ID Card required | All accepted | Approve Bad credit |
| #6 | CASHSPACE Apply Now |
₱1,000 – ₱25,000 | 2 – 4 months | 0% for first loan | Monthly or End of term | Only ID Card required | 18 – 70 | Easy loan approval |
| #7 | DIGIDO Apply Now |
₱1,000 – ₱25,000 | 3 – 6 months | 0% for 7 days | Monthly or End of term | Only ID Card required | 21 – 70 | Receive money in 4 mins |
| #8 | KVIKU Apply Now |
₱500 – ₱25,000 | 60 – 180 days | 1.2% per month | Monthly or End of term | Only ID Card required | 18 – 65 | Receive money in 5 mins |
| #9 | CASHEXPRESS Apply Now |
₱1,000 – ₱20,000 | 7 – 30 days | 0% for first loan | End of term | Only ID Card required | 21 – 70 | Receive money in 5 mins |
| #10 | MONEYCAT Apply Now |
₱500 – ₱20,000 | 7 – 180 days | 0% for first loan | End of term | Only ID Card required | 22 – 65 | Easy loan approval |
1. UnionBank Online Banking
Paying your Quick Loan through UnionBank’s online banking platform is quick and secure. Follow these steps:
- Log In: Access your UnionBank online banking account using your credentials.
- Navigate to “Pay Bills”: Once logged in, find the “Pay Bills” option in the menu.
- Select “UBP Quick Loans”: From the list of billers, choose “UBP Quick Loans”.
- Input Payment Details: Enter your loan account number and the amount you wish to pay. Then, choose the UnionBank account you’d like the payment to be debited from.
- Review and Submit: Double-check all the entered details and submit your payment. You should receive a confirmation with a transaction reference number.
2. UnionBank Mobile App
The UnionBank mobile app provides a convenient way to pay your Quick Loan on the go. Here’s how:
- Open the App: Launch the UnionBank app on your smartphone.
- Select “Pay Bills”: Tap on “Pay Bills” and look for “UBP Quick Loans” in the list of available billers.
- Enter Your Details: Input your loan account number, the payment amount, and the source account from which the funds will be debited.
- Confirm the Payment: Review all details and confirm the transaction. A reference number will be provided for your records.
3. Payment via Other Banks’ Online Platforms or Mobile Apps
You can also pay your UnionBank Quick Loan using the online banking platforms or mobile apps of other banks where you hold accounts. The steps are generally similar:
- Log In to Your Other Bank’s Platform: Access your account through the bank’s app or online portal.
- Find UnionBank Quick Loans: In the list of available billers, search for “UnionBank Quick Loans”.
- Follow Payment Steps: Input your loan account number, payment amount, and select the account to debit. Review and submit the payment, saving the confirmation details.
4. Over-the-Counter Payments at UnionBank Branches
If you prefer to pay in person, you can visit any UnionBank branch:
- Visit a Branch: Go to your nearest UnionBank location during banking hours.
- Fill Out a Payment Slip: Provide your loan account number, the amount you are paying, and any additional required information on the payment slip.
- Make the Payment: Submit the payment slip and your payment to the bank teller. You will receive a receipt as proof of your payment.
5. Payment Channels/E-Wallets
You can also use popular e-wallets and payment platforms like GCash or PayMaya, or other authorized payment centers:
- GCash/PayMaya: In the app, select the “Pay Bills” feature and search for “UnionBank Quick Loans”. Follow the prompts to complete your payment.
- Other E-Wallets and Payment Centers: Check if your preferred e-wallet or payment center supports UnionBank Quick Loan payments. If available, follow the in-app or in-center instructions to complete the transaction.
6. Auto-Debit Arrangement
For the ultimate convenience, set up an auto-debit arrangement with UnionBank:
- Contact UnionBank: Get in touch with UnionBank’s customer service or visit a branch to set up automatic deductions.
- Ensure Sufficient Funds: Ensure that the designated account has sufficient funds on your due date, as UnionBank will automatically deduct the payment on that day.
Important Reminders
- Save Payment Confirmation: Always keep the transaction reference number or receipt as proof of payment in case of disputes or questions.
- Pay Before the Due Date: To avoid late fees or penalties, make sure to pay before or on your due date. Late payments can also negatively impact your credit standing.
- Reach Out for Assistance: If you encounter issues with any payment method, don’t hesitate to contact UnionBank’s customer support for help.
How to Find Your Payment Information
If you’re unsure of your loan account number or payment instructions, here are a few ways to retrieve them:
- Loan Agreement: Your original loan agreement should include your loan account number and payment instructions.
- UnionBank Website: Check the UnionBank website for information on payment channels and how to pay your Quick Loan.
- UnionBank Customer Service: Contact UnionBank’s customer service team for assistance in locating your account details or choosing a payment option that works best for you.
By following these steps, you can easily manage and pay off your UnionBank Quick Loan. If you need further clarification or specific help with any payment method, feel free to reach out for assistance!