Yes, JuanHand is a legitimate online lending platform registered with the Securities and Exchange Commission (SEC) in the Philippines. Here are some key details that highlight its legitimacy and trustworthiness:
Don’t overlook:
Top 10 Fast Online Loans in Philippines – A Valid ID is All You Need Updated in October 2024
| Rank | Lender Name & Application Link | Loan Amount | Loan Term | Interest Rate | Repayment | ID Required | Age Range | Special Feature |
|---|---|---|---|---|---|---|---|---|
| #1 |
SOSCREDIT |
₱1,000 – ₱25,000 | 3 – 12 months | 0% for first loan | Monthly or End of term | Only ID Card required | 20 – 70 | Receive money in 15 mins |
| #2 |
CREDIFY |
₱1,000 – ₱25,000 | 3 – 12 months | 0% for first loan | Monthly or End of term | Only National ID required | 20 – 70 | Receive money in 15 mins |
| #3 |
CREZU |
₱1,000 – ₱25,000 | 2 – 4 months | 0% for first loan | Monthly or End of term | Only ID Card required | 18 – 70 | Easy loan approval |
| #4 |
FINBRO |
₱1,000 – ₱50,000 | 1 – 12 months | 0% for first loan | Monthly or End of term | Only ID Card required | 20 – 65 | Receive money in 10 mins |
| #5 | CREDITIFY Apply Now |
₱1,000 – ₱25,000 | 1 – 180 days | 0.1% | Monthly or End of term | Only ID Card required | All accepted | Approve Bad credit |
| #6 | CASHSPACE Apply Now |
₱1,000 – ₱25,000 | 2 – 4 months | 0% for first loan | Monthly or End of term | Only ID Card required | 18 – 70 | Easy loan approval |
| #7 | DIGIDO Apply Now |
₱1,000 – ₱25,000 | 3 – 6 months | 0% for 7 days | Monthly or End of term | Only ID Card required | 21 – 70 | Receive money in 4 mins |
| #8 | KVIKU Apply Now |
₱500 – ₱25,000 | 60 – 180 days | 1.2% per month | Monthly or End of term | Only ID Card required | 18 – 65 | Receive money in 5 mins |
| #9 | CASHEXPRESS Apply Now |
₱1,000 – ₱20,000 | 7 – 30 days | 0% for first loan | End of term | Only ID Card required | 21 – 70 | Receive money in 5 mins |
| #10 | MONEYCAT Apply Now |
₱500 – ₱20,000 | 7 – 180 days | 0% for first loan | End of term | Only ID Card required | 22 – 65 | Easy loan approval |
- SEC Registration: JuanHand is operated by WeFund Lending Corp., a company that is duly registered with the SEC. It holds an SEC Registration Number CS201825672 and a Certificate of Authority No. 2844. These credentials are a testament to the company’s compliance with Philippine laws and regulations governing lending activities. For further assurance, you can verify JuanHand’s registration status on the SEC’s official website, which lists all recognized online lending platforms in the country.
- Credible Partnerships: JuanHand has established a credit facility with UnionBank, one of the premier banking institutions in the Philippines. This partnership not only enhances JuanHand’s credibility but also ensures a secure and reliable service for its users. Such collaborations with well-established banks are indicative of the platform’s commitment to providing trustworthy financial services.
- Industry Recognition: JuanHand is a founding member of the Consumer Lending Association of the Philippines (CLAP). CLAP is an organization that brings together legitimate online lending platforms to promote ethical lending practices and consumer protection in the Philippines. Being a part of this association underscores JuanHand’s dedication to maintaining high standards of service and transparency in the industry.
JuanHand’s compliance with regulatory requirements, partnerships with reputable financial institutions, and active participation in industry associations all contribute to its reputation as a reliable and trustworthy lending platform in the Philippines.