In times of financial urgency, knowing where to turn for quick and reliable financial assistance is crucial. This article aims to provide an extensive review of the top 11 reputable lending companies in the Quezon City Novaliches area, offering online salary loans. Our comprehensive analysis will delve into loan amounts, eligibility criteria, loan terms, interest rates, pros, cons, and an evaluation of their effectiveness. Armed with this information, you’ll be better equipped to make a well-informed decision regarding your financial needs.
Don’t overlook:
Top 10 Fast Online Loans in Philippines – A Valid ID is All You Need Updated in November 2024
| Rank | Lender Name & Application Link | Loan Amount | Loan Term | Interest Rate | Repayment | ID Required | Age Range | Special Feature |
|---|---|---|---|---|---|---|---|---|
| #1 |
SOSCREDIT |
₱1,000 – ₱25,000 | 3 – 12 months | 0% for first loan | Monthly or End of term | Only ID Card required | 20 – 70 | Receive money in 15 mins |
| #2 |
CREDIFY |
₱1,000 – ₱25,000 | 3 – 12 months | 0% for first loan | Monthly or End of term | Only National ID required | 20 – 70 | Receive money in 15 mins |
| #3 |
CREZU |
₱1,000 – ₱25,000 | 2 – 4 months | 0% for first loan | Monthly or End of term | Only ID Card required | 18 – 70 | Easy loan approval |
| #4 |
FINBRO |
₱1,000 – ₱50,000 | 1 – 12 months | 0% for first loan | Monthly or End of term | Only ID Card required | 20 – 65 | Receive money in 10 mins |
| #5 | CREDITIFY Apply Now |
₱1,000 – ₱25,000 | 1 – 180 days | 0.1% | Monthly or End of term | Only ID Card required | All accepted | Approve Bad credit |
| #6 | CASHSPACE Apply Now |
₱1,000 – ₱25,000 | 2 – 4 months | 0% for first loan | Monthly or End of term | Only ID Card required | 18 – 70 | Easy loan approval |
| #7 | DIGIDO Apply Now |
₱1,000 – ₱25,000 | 3 – 6 months | 0% for 7 days | Monthly or End of term | Only ID Card required | 21 – 70 | Receive money in 4 mins |
| #8 | KVIKU Apply Now |
₱500 – ₱25,000 | 60 – 180 days | 1.2% per month | Monthly or End of term | Only ID Card required | 18 – 65 | Receive money in 5 mins |
| #9 | CASHEXPRESS Apply Now |
₱1,000 – ₱20,000 | 7 – 30 days | 0% for first loan | End of term | Only ID Card required | 21 – 70 | Receive money in 5 mins |
| #10 | MONEYCAT Apply Now |
₱500 – ₱20,000 | 7 – 180 days | 0% for first loan | End of term | Only ID Card required | 22 – 65 | Easy loan approval |
Overview of Lending Companies in Quezon City Novaliches
Let’s begin by outlining the key parameters that these lending companies in Quezon City Novaliches typically operate under:
- Loan Amount: These lenders typically offer loan amounts ranging from 1,000 to 60,000 pesos.
- Eligibility: Borrowers typically need to be between the ages of 18 and 60 years old.
- Loan Term: The repayment period for these loans is generally flexible, ranging from 1 to 12 months.
- Interest Rate: On your first loan, you can often enjoy a 0% interest rate.
- Pros: These lending companies offer a quick loan approval process without requiring in-person meetings.
- Cons: Some of these companies may charge service fees.
- Effectiveness Evaluation: These lending companies are generally considered effective and accommodating, even for individuals with a history of bad debt.
Top 11 Lending Companies in Quezon City Novaliches – Prestige 2024
Here is an in-depth look at the top 11 lending companies in Quezon City Novaliches, along with their respective loan offerings and registration links:
1. Digido – Leading the Way in Quezon City Prestige 2024
- Type of Loan: Online financial support platform
- Loan Amount: New first-time applicants can borrow from 1,000 to 10,000 pesos with a 0% interest rate for the first 7 days. Reputable customers can access loans of up to 25,000 pesos.
- Loan Term: Flexible terms of 3 to 6 months with an interest rate of 11.9% per month (maximum APR of 143%).
- Eligibility: Filipino citizens aged 21 to 70 years old.
- Address: Units P107003R, P107007R, P107008R, Level 7 Cyberpark Tower 1, 60 Gen. Aguinaldo Ave., Cubao, Quezon City.
- Pros: Digido offers an online application process without the need for in-person meetings, doesn’t require a guarantor, boasts a high loan approval rate, provides 24/7 customer support, has no hidden fees, and allows for early repayment without penalties.
- Cons: The interest rates charged by Digido can be relatively high.
- Effectiveness Rating: Generally considered pretty good in terms of loan approval and accessibility.
2. Pesoredee – Leading the Pack in Quezon City
- Type of Loan: Salary loans available on their website or mobile app.
- Loan Amount: Initial loans range from 1,000 to 7,000 pesos, with no interest if repaid on the first due date. Loyal customers can access higher limits of up to 20,000 pesos.
- Loan Term: Flexible terms of 3 to 6 months with an interest rate of 11.9% per month.
- Eligibility: Individuals aged 22 to 70 residing in the Philippines.
- Address: Unit 204 Pacific Center Condominium, 33 San Miguel Ave, Quezon City.
- Pros: Pesoredee offers a quick approval process within 5 minutes, provides 24/7 disbursement, boasts a straightforward application process requiring just a valid ID, doesn’t require collateral, and offers the option to extend the repayment period by 14 days.
- Cons: The loan limits may not be very high, and interest rates can be relatively steep.
- Effectiveness Rating: Considered medium due to limitations on loan amounts and interest rates.
3. Loanonline – Legitimate Lending Company in Quezon City
- Type of Loan: Provides loan comparison information within 2 minutes.
- Loan Amount: Ranges from 500 to 25,000 pesos, with repayment terms of 3 to 12 months and APR interest rates ranging from 0% to 427%.
- Eligibility: Available to individuals over 18 years old with stable income.
- Address: 20F LKG Tower 6801 Ayala Avenue, Quezon City.
- Pros: Loanonline offers a simple registration process, flexible borrowing options, quick comparison results within 2 minutes, and operates 100% online.
- Cons: It acts as an intermediary and does not directly provide loans.
- Effectiveness Rating: Medium, primarily because it serves as a loan comparison platform rather than a direct lender.
4. Mazilla – Loan Services for Companies in Quezon City
- Type of Loan: Provides information comparing reputable lenders according to customer needs.
- Loan Amount: Ranges from 500 to 25,000 pesos, with a minimum loan period of 91 days and a maximum of 2 years. Interest rates range from 30% to 365% per year.
- Eligibility: Available to Filipino nationals aged 18 and above with a bank account.
- Address: 175 15th Ave. Cubao, Quezon City.
- Pros: Mazilla offers free services, extended loan periods, and rapid support within 10 minutes.
- Cons: The interest rates can be relatively high.
- Effectiveness Rating: Medium, as it serves as a platform for loan comparison.
5. Binixo – Top Loan Lending Company in Quezon City
- Type of Loan: Prestigious fast online lending company.
- Loan Amount: Approval for loans ranging from 1,000 to 25,000 pesos, with repayment periods of 3 to 36 months and APR rates from 4% to 916% per year.
- Eligibility: Requires borrowers to be Filipino citizens, at least 18 years old, and possess a valid ID.
- Address: Off Commonwealth Avenue Diliman, Quezon City.
- Pros: Binixo offers 24/7 online loan availability, rapid approval within 15 minutes, and a high approval rate.
- Cons: Interest rates can be relatively high.
- Effectiveness Rating: Generally considered pretty good due to fast approval and accessibility.
6. Zaimoo – Leading Lending Company for Personal Loans in Quezon City
- Type of Loan: Offers fast online financial support within 10 minutes.
- Loan Amount: Loans can be approved from 1,000 to 25,000 pesos, with repayment periods ranging from 61 days to 60 months. Interest rates vary from 11.9% to 365% per year.
- Eligibility: Customers over 18 years old residing in the Philippines.
- Address: Armenia, Yerevan, Quezon City.
- Pros: Zaimoo offers swift approval, 24/7 support, doesn’t require proof of financial stability, and provides flexible long-term loan periods.
- Cons: The interest rates can be relatively high.
- Effectiveness Rating: Generally considered pretty good due to quick approval and flexibility.
7. Kviku – Fastest Disbursement for Borrowing Money in Quezon City
- Type of Loan: Known for quick disbursements and straightforward procedures.
- Loan Amount: Online loans range from 500 to 25,000 pesos, with loan terms spanning from 60 to 180 days and a daily interest rate of 0.16%.
- Eligibility: Applicable to Filipino citizens aged 20 to 55 with a valid ID.
- Address: 18A Trafalgar Plaza, 105 H.V. Dela Costa Street, Quezon City.
- Pros: Kviku offers online registration, support available on weekends and holidays, a simple application process, and direct funds transfer to the account.
- Cons: Loan limits may not be very high.
- Effectiveness Rating: Generally considered pretty good due to fast disbursements and accessibility.
8. Flexi – Best Loan Company in Quezon City
- Type of Loan: Highly regarded as the best loan company in Quezon City.
- Loan Amount: Online cash loans in the Philippines range from 5,000 to 25,000 pesos, repayable over 3 to 6 months. Interest rates are disclosed during the application process.
- Eligibility: New customers aged 18 to 68 require at least 2 valid IDs, while returning customers need only 1 valid ID.
- Address: 6th Floor, Skyrise 2, Villa Street, Quezon City.
- Pros: Flexi offers simple registration, fast disbursements, and extended installment periods.
- Cons: Loan limits may not be very high.
- Effectiveness Rating: Generally considered pretty good due to fast approval and flexibility.
9. Crezu – Online Loan Company in Quezon City
- Type of Loan: Acts as an intermediary between lenders and borrowers.
- Loan Amount: Borrow between 1,000 to 25,000 pesos, with loan periods of 61 to 120 days. APR ranges from 12% to a maximum of 36%, with new borrowers enjoying 0% interest rates.
- Eligibility: Supports customers aged 18 to 70 residing in the Philippines.
- Address: Tartu Street 84a, Tallinn, Quezon City.
- Pros: Crezu offers 24/7 service, no credit history required, and a quick 14-minute review process.
- Cons: The interest rates can be relatively high.
- Effectiveness Rating: Generally considered pretty good due to accessibility and speedy reviews.
10. Cash-Express – Fast Loan Company in Quezon City
- Type of Loan: Known for its speedy loan disbursements.
- Loan Amount: The first online loan is approved for up to 10,000 pesos, with a 0% interest rate for the first 7 days. Re-loan applicants can access up to 20,000 pesos with a maximum term of 14 days and an interest rate of 1.99% per day.
- Eligibility: Applicable to Filipino citizens aged 21 to 70 with stable employment.
- Address: Level 10-1 One Global Place 25th Street Cor, Quezon City.
- Pros: Cash-Express offers a simple application process, 5-minute registration, funds disbursed to a bank account, and the option to extend loan repayment.
- Cons: Loan terms are relatively short, and interest rates can be high.
- Effectiveness Rating: Generally considered pretty good due to speed and accessibility.
Choosing the Right Lending Company in Quezon City Novaliches
Selecting the most suitable lending company in Quezon City Novaliches hinges on your unique financial needs and preferences. Factors such as loan limits, interest rates, approval speed, and repayment terms should guide your decision-making process. Reputable options like Cash-Express and Digido offer short-term loans, reasonable interest rates, straightforward borrowing processes, rapid approval, and the flexibility to extend loan periods if necessary. By making a well-informed choice, you can effectively address your urgent financial requirements while ensuring financial stability.