Top 10 Online Lending Companies in Taguig City for Salary Loans in 2024

In today’s fast-paced world, financial emergencies can strike at any moment, and having access to reliable lending services is vital. Taguig City, situated in the Philippines, is home to a plethora of online lending companies that provide salary loans to individuals in need. However, with so many options available, choosing the best loan company can be a daunting task.

Don’t overlook:

Top 10 Fast Online Loans in Philippines – A Valid ID is All You Need Updated in May 2024 

Rank Lender Name & Application Link Loan Amount Loan Term Interest Rate Repayment ID Required Age Range Special Feature
#1

SOSCREDIT
Apply Now

₱1,000 – ₱25,000 3 – 12 months 0% for first loan Monthly or End of term Only ID Card required 20 – 70 Receive money in 15 mins
#2

CREDIFY
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₱1,000 – ₱25,000 3 – 12 months 0% for first loan Monthly or End of term Only National ID required 20 – 70 Receive money in 15 mins
#3

CREZU
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₱1,000 – ₱25,000 2 – 4 months 0% for first loan Monthly or End of term Only ID Card required 18 – 70 Easy loan approval
#4

FINBRO
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₱1,000 – ₱50,000 1 – 12 months 0% for first loan Monthly or End of term Only ID Card required 20 – 65 Receive money in 10 mins
#5 CREDITIFY
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₱1,000 – ₱25,000 1 – 180 days 0.1% Monthly or End of term Only ID Card required All accepted Approve Bad credit
#6 CASHSPACE
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₱1,000 – ₱25,000 2 – 4 months 0% for first loan Monthly or End of term Only ID Card required 18 – 70 Easy loan approval
#7 DIGIDO
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₱1,000 – ₱25,000 3 – 6 months 0% for 7 days Monthly or End of term Only ID Card required 21 – 70 Receive money in 4 mins
#8 KVIKU
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₱500 – ₱25,000 60 – 180 days 1.2% per month Monthly or End of term Only ID Card required 18 – 65 Receive money in 5 mins
#9 CASHEXPRESS
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₱1,000 – ₱20,000 7 – 30 days 0% for first loan End of term Only ID Card required 21 – 70 Receive money in 5 mins
#10 MONEYCAT
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₱500 – ₱20,000 7 – 180 days 0% for first loan End of term Only ID Card required 22 – 65 Easy loan approval

In this article, CashExpressPH.com has undertaken the task of delving into the intricacies of the top 10 reputable online lending companies in Taguig City for the year 2024. We will uncover the loan options, terms, and the pros and cons associated with each lender, empowering you to make an informed decision that caters to your specific financial requirements.

Summary of Lending Companies in Taguig City

Before we embark on a detailed exploration of each lending company, let’s first establish some general criteria that apply to all these online lenders:

  • Loan Amount: The loan amounts range from a minimum of 1,000 pesos to a maximum of 60,000 pesos.
  • Age Requirement: Applicants must be aged between 18 and 60 years old to qualify for these loans.
  • Loan Term: The loan terms vary from as short as 1 month to as long as 24 months.
  • Service Area: These lending companies primarily serve the residents of Taguig City.
  • Interest Rate: For first-time borrowers, many of these lenders offer a 0% interest rate on their initial loan.
  • Pros: The highlight of these lenders is their ability to approve loans quickly, often without the need for in-person meetings.
  • Cons: It’s important to note that some of these lenders may charge service fees.
  • Effectiveness Rating: On the whole, these lenders have garnered a reputation for their efficiency, rated as “Good.”
  • Acceptance of Bad Debt: Remarkably, these lenders are willing to work with individuals who have a history of bad debt.

List of Top 10 Best Online Lending Companies in Taguig City for 2024

Now, let’s dive into a comprehensive breakdown of the top 10 online lending companies in Taguig City, each offering a unique set of features and benefits:

 
Online Loan
Interests
Loan Amount
Loan Term
Borrower Age
SEC License
APR 143%
₱1,000 - ₱25,000
from 3 to 6 months
21 -  70 years
SEC Registration No. 202003056. Certificate of Authority No. 1272
APR 145%
₱500 - ₱20,000
from 3 to 6 months
22+ years
Certificate of Authority To Operate Number: 1254
from 0%
₱1,000 - ₱20,000
from 10 days
22 - 70 years
Registration № CS201726430, CA №1181
0.16% per day
₱500 - ₱25,000
from 2 to 6 months
20 - 55 years
SEC Registration No. CS201918702. Certificate of Authority No. 3169, NPC Registration No. PIC-001-791-2021
APR 84%
₱5,000 - ₱50,000
from 6 to 24 months
18+ years
APR 365%
₱1,000 - ₱20,000
7 or 14 days
18+ years
Company Registration No. CS201951088 and Certificate of Authority No. 2918
₱5,000 - ₱25,000
from 6 to 12 months
18 - 68 years
Reg No. CS201602333
APR 143%
₱1,000 - ₱20,000
22 - 70 years
Registration № CS201804564
APR from 0% to 427%
₱500 - ₱25,000
from 3 to 12 months
18+ years
Latvian business number 43603085405
APR from 4% to 916%
₱1,000 - ₱25,000
from 3 to 12 months
18+ years
from 0%
₱1,000 - ₱50,000
up to 12 months
20 - 65 years
SEC Registration No. CS201908275 SEC Certificate of Authority No. 2990
APR from 30% to 365%
₱500 - ₱25,000
from 91 days to 2 years
18+ years
from 0%
₱1,000 - ₱25,000
18 - 70 years
registration number: 14523902
from 0%
₱1,000 - ₱25,000
18+ years
registration number: 14523902
APR from 4% to 916%
₱1,000 - ₱25,000
from 30 days
18+ years
1.3% per day
₱1,000 - ₱30,000
from 30 days
20 - 65 years
CS20200000915
APR from 0% to 427%
₱500 - ₱25,000
from 3 to 12 months
18+ years
43603085405
APR 180%
₱1,000 - ₱25,000
from 3 to 12 months
20+ years
APR up to 180%
₱1,000 - ₱25,000
from 3 to 12 months
20+ years

#1. Pesoredee – Prestigious Lending Company

  • Loan Range: 1,000 to 7,000 pesos (for first-time borrowers)
  • Tenor: 3 to 6 months
  • Interest Rate: 11.9% per month
  • Eligibility: Filipino citizens aged 22 to 70
  • Address: Unit 204 Pacific Center Condominium, Taguig City
  • Pros: Swift 5-minute disbursement, round-the-clock operation, straightforward application process requiring only one valid ID, no collateral required, provision for a 14-day payment extension.
  • Cons: The interest rates, while competitive, may be relatively high.
  • Efficiency Rating: Categorized as “Pretty good.”

#2. Finloo – Super Fast Financial Settlement

  • Loan Range: 1,000 to 25,000 pesos
  • Tenor: 3 to 30 days
  • Interest Rate: A mere 0.01% per day
  • Eligibility: Open to Filipino citizens aged 18 and above
  • Address: Borshagovka 144, Taguig City
  • Pros: Operating 24/7, quick approval within 10-20 minutes, impressively high loan approval rates, even accommodating customers with a history of bad debt.
  • Cons: Primarily offers short-term loans.
  • Efficiency Rating: Classified as “Medium.”

#3. Crezu – Legit Lending Company

  • Loan Range: 1,000 to 25,000 pesos
  • Tenor: 61 to 120 days
  • Interest Rate: Varies based on individual client profiles, with an Annual Percentage Rate (APR) ranging from 12% to 36%
  • Eligibility: Applicants must be aged between 22 and 70
  • Address: Talim Street 99a, Taguig City
  • Pros: Offers 24/7 loan approval, a straightforward application process, no requirement for collateral, accepts Philhealth ID, boasts an impressive average approval rate of 94%.
  • Cons: The loan limit may not be particularly high.
  • Efficiency Rating: Labeled as “Pretty good.”

#4. Binixo – Loan Unit for Companies

  • Loan Range: 1,000 to 25,000 pesos
  • Tenor: 3 to 36 months
  • Interest Rate: 0.01% for the first loan, subsequently varying from 4% to 916% per year
  • Eligibility: Borrowers must be Filipino nationals aged at least 18 years
  • Address: 20F LKG Tower 6801 Ayala Avenue, Taguig City
  • Pros: Demonstrates a high loan approval rate irrespective of credit history, expedited disbursement.
  • Cons: The interest rates may be considerably high.
  • Efficiency Rating: Categorized as “Pretty good.”

#5. Kviku – Top Loan Lending Company

  • Loan Range: 500 to 25,000 pesos
  • Interest Rate: 0.16% per day
  • Tenor: 60 to 180 days, with the first-time loan capped at 60 days and subsequent loans extending up to 180 days
  • Eligibility: Open to Filipino citizens aged 20 to 55
  • Address: 18A Trafalgar Plaza, 105 H.V. Dela Costa Street, Taguig City
  • Pros: Offers a straightforward procedure, complete online registration, and swift approval.
  • Cons: Features a limited loan amount and relatively short duration.
  • Efficiency Rating: Categorized as “Pretty good.”

#6. Soscredit – Reputable Personal Loan Provider

  • Loan Range: 1,000 to 25,000 pesos
  • Tenor: 3 to 12 months
  • Maximum APR: 143% per year
  • Eligibility: Online loans are available to customers aged 20 to 70
  • Address: Latvia, Saldus, Taguig City
  • Pros: Rapid 15-minute disbursement, flexible repayment options, easy approval process.
  • Cons: Carries a relatively high-interest rate and limited loan amount.
  • Efficiency Rating: Classified as “Medium.”

#7. Vamo – High Limit Loan Provider

  • Loan Range: 1,000 to 30,000 pesos
  • Tenor: 10 to 30 days
  • Interest Rate: 1.3% per day, along with a 100-peso application processing fee
  • Eligibility: Available to Filipino citizens aged 20 to 65
  • Address: Akkia Street, Taguig City
  • Pros: Simplified procedures, loan registration only requires an ID card, expedited disbursement.
  • Cons: Features high-interest rates and service charges.
  • Efficiency Rating: Labeled as “Pretty good.”

#8. Digido – Taguig City’s Best Loan Company

  • Loan Range: 1,000 to 25,000 pesos
  • Tenor: 3 to 6 months
  • Interest Rate: 11.9% per month (APR = 143%)
  • Eligibility: Borrowers must be Filipino citizens aged 21 to 70
  • Address: UNIT 2/C, Murphy Center, Taguig City
  • Pros: Facilitates swift online loans, requiring only an ID card, offers same-day disbursement.
  • Cons: The interest rates, while competitive, may be relatively high.
  • Efficiency Rating: Classified as “Pretty good.”

#9. Loanonline – No.1 Online Loan Company in Taguig City Market

  • Loan Range: 500 to 25,000 pesos
  • Tenor: 3 to 12 months
  • APR Rates: Varies from 0% to 427%
  • Eligibility: Available to customers aged over 18 with a stable job and income
  • Address: Tower 6801 Ayala Avenue, Taguig City
  • Pros: Quick loan application process, with results available within 2 minutes.
  • Cons: Features relatively high-interest rates.
  • Efficiency Rating: Classified as “Pretty good.”

#10. Cashspace – Fast Loan Company

  • Loan Range: 1,000 to 25,000 pesos
  • Tenor: 7 to 180 days
  • Interest Rate: A competitive 0.1% per day
  • Pros: Offers round-the-clock online support, accepts documents from individuals with bad debt history, features competitive interest rates.
  • Cons: Features a limited loan amount.
  • Efficiency Rating: Classified as “Pretty good.”

Comparison of Online Lending Companies in Taguig City

To simplify your decision-making process, here is a comparative analysis of three leading lending companies:

Criteria Peso Buffet Loan Acom Loan Digido
Loan Amount 1,000 – 10,000 pesos 5,000 – 500,000 pesos 1,000 – 25,000 pesos
Term 1 – 12 months 6 – 10 months 3 – 6 months
Interest Rate 1% per month 4.98% per month 1.32% per month
Approval Time 15 minutes 30 minutes 20 minutes
Effectiveness Good Pretty good Good
Source: Refer to State Bank reporting and research.

Frequently Asked Questions (FAQs)

How long does it take for an online lending company in Taguig City to process a loan?

Typically, it takes between 15 minutes to 24 hours for online loans in Taguig City.

What is the maximum loan amount for a salary loan in Taguig?

You can borrow up to 12 times your income.

Conclusion

For the residents of Taguig City facing urgent financial needs, a plethora of online lending companies stands ready to assist. Notably, Pesoredee and Cashspace offer reasonable interest rates, flexible loan limits, and durations suitable for a wide range of customers. It’s crucial to assess your unique financial requirements and choose the lender that aligns most closely with your needs to secure the financial support you require.

By considering the comprehensive details provided in this review, you can make an informed decision and gain access to the financial assistance you need during critical times. Whether it’s unexpected medical expenses, educational costs, or other financial emergencies, these top 10 online lending companies in Taguig City for 2024 are here to provide you with the support you require.

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