Top 10 Speedy Lending Companies for Cash Loans in Antipolo City (2024)

Antipolo City, nestled in the Philippines, is not only known for its scenic beauty but also for its thriving financial sector. A multitude of lending companies in Antipolo City cater to the diverse financial needs of individuals and organizations. In this extensive review, we will delve deep into the lending landscape in Antipolo, exploring the pros and cons, interest rates, application procedures, and provide an in-depth analysis of the top 10+ quick lending companies in the city.

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Top 10 Fast Online Loans in Philippines – A Valid ID is All You Need Updated in May 2024 

Rank Lender Name & Application Link Loan Amount Loan Term Interest Rate Repayment ID Required Age Range Special Feature

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₱1,000 – ₱25,000 3 – 12 months 0% for first loan Monthly or End of term Only ID Card required 20 – 70 Receive money in 15 mins

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₱1,000 – ₱25,000 3 – 12 months 0% for first loan Monthly or End of term Only National ID required 20 – 70 Receive money in 15 mins

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₱1,000 – ₱25,000 2 – 4 months 0% for first loan Monthly or End of term Only ID Card required 18 – 70 Easy loan approval

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₱1,000 – ₱50,000 1 – 12 months 0% for first loan Monthly or End of term Only ID Card required 20 – 65 Receive money in 10 mins
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₱1,000 – ₱25,000 1 – 180 days 0.1% Monthly or End of term Only ID Card required All accepted Approve Bad credit
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₱1,000 – ₱25,000 2 – 4 months 0% for first loan Monthly or End of term Only ID Card required 18 – 70 Easy loan approval
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₱1,000 – ₱25,000 3 – 6 months 0% for 7 days Monthly or End of term Only ID Card required 21 – 70 Receive money in 4 mins
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₱500 – ₱25,000 60 – 180 days 1.2% per month Monthly or End of term Only ID Card required 18 – 65 Receive money in 5 mins
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₱1,000 – ₱20,000 7 – 30 days 0% for first loan End of term Only ID Card required 21 – 70 Receive money in 5 mins
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₱500 – ₱20,000 7 – 180 days 0% for first loan End of term Only ID Card required 22 – 65 Easy loan approval

Summary of Lending Companies in Antipolo

Let’s start our journey by summarizing the key features of lending companies in Antipolo:

  • Loan Amount: Ranging from a modest PHP 1,000 to a respectable PHP 50,000.
  • Eligibility: Age bracket between 18 to 60 years.
  • Loan Term: Flexible options, stretching from 1 to 12 months.
  • Pros: Convenient online application process that eliminates the need for physical meetings.
  • Cons: The loan limit might not be sufficient for larger financial needs.
  • Effectiveness Rating: Overall, lending companies in Antipolo have proven to be effective.
  • Bad Debt Support: Yes, they do offer support for individuals facing bad debt situations.

Understanding Lending Companies in Antipolo

Before we delve deeper into the specifics, let’s clarify what lending companies in Antipolo are all about. These companies specialize in providing financial services to individuals and organizations in the Antipolo region. Their loan offerings cover a wide array of purposes, including but not limited to consumption, shopping, investments, housing, automobile purchases, education expenses, and even debt consolidation.

Pros of Lending Companies in Antipolo

It’s essential to highlight the advantages these lending companies bring to the table:

  • Simplified, convenient, and rapid application procedures.
  • Online application options via the company’s official website or dedicated mobile applications.
  • Impressive loan approval rates, with disbursals happening almost immediately upon approval via bank transfers.
  • No requirement for collateral or extensive guarantee procedures.
  • An automated approval system that heavily relies on the borrower’s reputation and income capacity.
  • Some companies offer enticing interest-free incentives for first-time borrowers.
  • Remarkably, individuals with bad debt history can still secure loans.
  • Strict confidentiality of customer information is a top priority.
  • There are even companies offering zero-interest loans for the initial borrowing.

Cons of Legitimate Lending Companies in Antipolo

However, it’s crucial to acknowledge the limitations and downsides of dealing with lending companies in Antipolo:

  • Loan limits tend to be relatively modest.
  • Loan terms are generally shorter than those provided by traditional banks.
  • Interest rates are notably higher compared to conventional financial institutions.
  • Some lending companies impose service fees during the borrowing process, along with high penalties for late payments.

Antipolo Lending Company Interest Rates

Understanding interest rates is pivotal when considering borrowing from these lending companies. Interest rates vary based on multiple factors, including the risk level associated with the loan, loan amount, loan term, and the borrower’s creditworthiness. Generally, interest rates in financial companies are higher than those offered by conventional banks due to the streamlined approval process and easier access to loan products.

For example, if a customer borrows PHP 30 million for 6 months with an interest rate of 1.5% per month, the breakdown would be as follows:

  • Principal amount payable in 1 month: PHP 30 million / 6 = PHP 5 million.
  • Interest payable in 1 month: PHP 30 million x 1.5% = PHP 450,000.
  • Total payable in 1 month: PHP 5 million + PHP 450,000 = PHP 5,450,000.

Conditions and Procedures for Applying to Lending Companies in Antipolo

Now, let’s dive into the nitty-gritty of applying for loans from lending companies in Antipolo:


  • Applicants must be at least 18 years old.
  • A stable monthly income is required to demonstrate the ability to repay the loan.
  • Possession of an active, official bank account for loan disbursements.


  • A clear, valid, and intact ID card is typically the primary requirement.
  • Active two-way phone numbers are favored by lending companies for communication purposes.

How to Register with Lending Companies in Antipolo

For those eager to embark on the journey of securing a loan, the following step-by-step guide elucidates the application process:

  • Step 1: Research diligently and choose a reputable lending company, one with a long history of operation and a track record of supporting numerous successful borrowers.
  • Step 2: Carefully select the loan amount and term that aligns with your financial needs and repayment capacity.
  • Step 3: Complete the loan application by providing personal information such as full name, address, date of birth, occupation, reference contacts, and bank account details.
  • Step 4: Prepare a clear, two-sided ID card and a portrait photo where you are holding the front of the ID card. The photo should not feature glasses or masks and should be crystal clear.
  • Step 5: Confirm your registration by responding to the OTP (One-Time Password) sent to your registered phone number.
  • Step 6: With your application submitted, patiently await approval and the subsequent disbursement of funds through a bank transfer.

Top 5+ Quick Lending Companies in Antipolo City (2024)

Our journey brings us to the top 5+ lending companies in Antipolo City, each offering unique features and advantages. Let’s explore them in more detail:

1. Digido Lending Company in Antipolo

  • Loan Limit: Ranges from PHP 1 to PHP 25,000.
  • Loan Period: 3-6 months.
  • Interest Rate: Approximately 11.9% per month (maximum APR 143%).
  • First-time borrowers may qualify for a PHP 10,000 interest-free loan for 7 days.
  • Eligibility extends to Filipino citizens aged 21 to 70.
  • Remarkably quick automated review with funds disbursed in a mere 4 minutes.

2. Soscredit – Lending Company Antipolo

  • Loan Limit: PHP 1,000 to PHP 2,500.
  • Loan Period: Installments can range from 3 to 12 months with an average interest rate of 16% per year.
  • New customers enjoy the benefit of borrowing up to PHP 10 million with 0% interest.
  • Support is extended to customers aged 18 and above.
  • Borrowers can choose to withdraw the entire loan limit or opt for partial withdrawals.

3. Moneycat – Legit Lending Company in Antipolo

  • Loan Limit: PHP 500,000 to PHP 3 million for first-time borrowers, with no interest or service fees for the initial 7 days.
  • Reputable customers may access loans up to PHP 10 million.
  • Loan terms span from 91 to 182 days, with interest rates ranging from 12% to 18.25% per year.
  • Support is available for customers aged 22 to 60 with stable incomes.

4. Zaimoo – Loan for Companies in Antipolo

  • Loan Limit: PHP 500,000 to PHP 4 million for first-time borrowers, while individual customers may borrow up to PHP 9 million. Reputable customers can access loans of up to PHP 20 million.
  • Maximum installment period of 60 months with interest rates varying between 11.9% to 20% per year.
  • Eligibility is extended to individuals over 20 years old with stable monthly incomes exceeding PHP 3 million.
  • Pros include 100% online registration, fast approvals, secure customer information, and a 0.01% interest rate discount for the first loan.

5. Vamo – Top Loan Lending Companies in Antipolo

  • Loan Limit: Ranges from PHP 500,000 to PHP 10 million, with first-time borrowers eligible for loans of up to PHP 1.5 million.
  • Loan Term: 7 to 30 days.
  • Average Interest Rate: 20% per year, along with an application service fee.
  • Automated approval process taking just 15 minutes, with funds directly disbursed to bank accounts.

6. Other Companies

Online Loan
Loan Amount
Loan Term
Borrower Age
SEC License
APR 143%
₱1,000 - ₱25,000
from 3 to 6 months
21 -  70 years
SEC Registration No. 202003056. Certificate of Authority No. 1272
APR 145%
₱500 - ₱20,000
from 3 to 6 months
22+ years
Certificate of Authority To Operate Number: 1254
from 0%
₱1,000 - ₱20,000
from 10 days
22 - 70 years
Registration № CS201726430, CA №1181
0.16% per day
₱500 - ₱25,000
from 2 to 6 months
20 - 55 years
SEC Registration No. CS201918702. Certificate of Authority No. 3169, NPC Registration No. PIC-001-791-2021
APR 84%
₱5,000 - ₱50,000
from 6 to 24 months
18+ years
APR 365%
₱1,000 - ₱20,000
7 or 14 days
18+ years
Company Registration No. CS201951088 and Certificate of Authority No. 2918
₱5,000 - ₱25,000
from 6 to 12 months
18 - 68 years
Reg No. CS201602333
APR 143%
₱1,000 - ₱20,000
22 - 70 years
Registration № CS201804564
APR from 0% to 427%
₱500 - ₱25,000
from 3 to 12 months
18+ years
Latvian business number 43603085405
APR from 4% to 916%
₱1,000 - ₱25,000
from 3 to 12 months
18+ years
from 0%
₱1,000 - ₱50,000
up to 12 months
20 - 65 years
SEC Registration No. CS201908275 SEC Certificate of Authority No. 2990
APR from 30% to 365%
₱500 - ₱25,000
from 91 days to 2 years
18+ years
from 0%
₱1,000 - ₱25,000
18 - 70 years
registration number: 14523902
from 0%
₱1,000 - ₱25,000
18+ years
registration number: 14523902
APR from 4% to 916%
₱1,000 - ₱25,000
from 30 days
18+ years
1.3% per day
₱1,000 - ₱30,000
from 30 days
20 - 65 years
APR from 0% to 427%
₱500 - ₱25,000
from 3 to 12 months
18+ years
APR 180%
₱1,000 - ₱25,000
from 3 to 12 months
20+ years
APR up to 180%
₱1,000 - ₱25,000
from 3 to 12 months
20+ years

Instructions for Repayment to Lending Companies in Antipolo

While securing a loan is one part of the journey, repaying it is equally vital. Typically, the repayment method is outlined in the loan contract. Common methods include:

  • Bank transfers, where the lender provides account information for transfers.
  • Online payment gateways such as PayPal and Payoo.
  • In-person cash payments at the company’s physical transaction points.

FAQs – Lending Companies in Antipolo

To further aid you in your quest for financial knowledge, let’s explore some frequently asked questions about lending companies in Antipolo:

Should I borrow money from lending companies in Antipolo?

Borrowing from lending companies in Antipolo can be beneficial in times of urgent financial need. However, thorough research into the company, its loan conditions, interest rates, and associated fees is imperative to make informed decisions and avoid potential risks.

How can I determine the credibility of lending companies in Antipolo?

Assessing a lending company’s credibility involves checking its information on the website, reading reviews from previous customers, verifying the company’s business license, and carefully reviewing the terms and conditions of the loan agreement before proceeding with borrowing.

Are interest rates from online loan companies in Antipolo high?

Interest rates offered by registered lending companies in Antipolo typically exceed those of traditional banks. This is attributed to the convenience, simplicity, and rapid approval process characteristic of online loans, with the interest rate reflecting the company’s perceived risk.

How much money can I borrow from fast loan companies in Antipolo?

The amount you can borrow from lending companies in Antipolo varies based on the company’s policies, your credit standing, and your monthly income. Generally, these online lending companies provide loans ranging from PHP 1,000 to PHP 50,000.

Can I repay loans early to lending companies in Antipolo?

Lending companies in Antipolo often allow customers to repay their loans ahead of schedule. However, the specific terms and conditions for early repayment, as well as associated fees, should be reviewed in the loan agreement. Early repayment may also enhance your reputation with the lending company.

Which Lending Company in Antipolo to Choose

Finally, the million-dollar question – which lending company in Antipolo should you choose? To aid you in making this critical decision, we recommend considering Digido, Soscredit, Moneycat, Zaimoo, or Vamo. These companies have earned their place among the top lending institutions in Antipolo for their relatively high loan limits, reasonable interest rates, automated approval processes, and swift disbursement timelines (within 15 minutes).

In conclusion, Antipolo City offers a robust and diverse range of lending companies, each with its unique set of advantages and disadvantages. Whether you’re seeking quick financial assistance or exploring options for more extensive investments, Antipolo’s lending landscape has something to offer. However, it’s imperative to conduct thorough research, read the fine print, and assess your financial capabilities before committing to any loan agreement. By doing so, you can make informed choices and secure your financial future with confidence.

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