Pitacash loan app Review: Legit or Scam? Apply? Harassment? More

Explore the legitimacy of the Pitacash loan app by delving into details such as its authenticity, potential scams, application process, and any instances of harassment. For comprehensive insights, consult the relevant section in the CashExpress PH article provided below.

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Summary of Pitacash Loan App

Pitacash Review: 4.5 Stars

Pitacash boasts a commendable 4.5-star rating, reflecting its standing as a reliable financial ally.

Register to Pitacash Philippines (PH)

A user-friendly guide navigates potential borrowers through the seamless registration process on the Pitacash app.

Loan Details

  • Loan Amount: Ranging from 1000 to 25,000 Pesos
  • Age Requirement: 21 – 70 years old
  • Loan Term: Flexible, spanning 91 – 120 days
  • Interest Rate: A noteworthy 0% for the first loan

Pros and Cons

  • Pros:
    • Convenient online monthly payments in the Philippines
  • Cons:
    • Absence of guaranteed online loan approval

Effectiveness Evaluation

Pitacash demonstrates effectiveness in catering to the financial needs of users, especially those with less-than-ideal credit.

Bad Credit

Pitacash extends its support to individuals with bad credit, making financial assistance accessible to a broader demographic.

Feedback

The article delves into user feedback, providing readers with insights into the experiences of Pitacash borrowers.

Pitacash App Download APK

Interested users can download the Pitacash app from the official website: pitacash.ph.

What is Pitacash?

Pitacash stands out as the most reputable and transparent 24/7 cash loan digital application in the Philippines. Developed by Finance Technologies Inc., the app serves as a lifeline for Filipinos facing financial emergencies.

Is Pitacash Legit?

Pitacash is a legitimate online financial support product of Finance Technologies Inc., duly registered with the Securities and Exchange Commission. SEC Registration No.CS201902369 and Certificate of Authority No.1200 validate its compliance with Philippine government regulations.

Pros of Pitacash Loan

24/7 Service

Pitacash ensures round-the-clock service, processing loan applications from 8 am to 9 pm daily. Priority customers enjoy 24/7 disbursement.

No Collateral or Proof of Income

Setting it apart from traditional lenders, Pitacash requires no collateral or proof of income for cash loans in the Philippines.

Transparent Process

The loan process is transparent, with no hidden fees incurred during the application or disbursement stages.

Extended Payment Period

Borrowers have the option to extend the loan payment period, enhancing flexibility.

Attentive Customer Service

Pitacash places a premium on customer service, providing attentive support to address user queries and concerns.

Diverse Payment Methods

The app offers diverse payment methods, accommodating various user preferences.

Confidentiality

Pitacash prioritizes the confidentiality of borrower information, fostering trust.

Cons of Pitacash App

Short Loan Period

The relatively short loan period may exert financial pressure on borrowers, necessitating careful consideration.

Higher Interest Rate

While accessible, the interest rate is higher compared to traditional bank unsecured loans.

Limited Loan Amount

Pitacash is better suited for personal needs rather than substantial financial undertakings like business ventures or major acquisitions.

No Support for 0% Interest First Loan

Unlike some competitors, Pitacash does not offer 0% interest on the first loan, a factor potential borrowers should weigh.

Pitacash Loan Requirements

To access Pitacash’s financial services, users must provide one of the following IDs: Passport, Driver’s License, UMID ID, Postal ID, SSS ID, PRC ID, Philhealth (laminated), or TIN (laminated). Business owners and employees have additional requirements, such as business licenses, barangay permits, STI permits, or company IDs and certificates of employment.

Guide to Register Pitacash Loan Application (Step-by-step)

Step #1: Download the Pitacash App

Visit the official website pitacash.ph to download the Pitacash app.

Step #2: Sign Up for an Account

Enter your phone number and a 6-digit OTP code to register a loan account. Additionally, the app requires a photo of your face for verification.

Step #3: Choose Loan Limit and Term

Select the desired loan amount and duration of the Pitacash loan.

Step #4: Enter Loan Application Information

Fill in the required information, including ID details, contact phone number, loan purpose, job information, and bank account information.

Step #5: Submit a Loan Application

Submit the application and await approval. Approval results are typically announced within 15 minutes, and disbursement is made directly to the borrower’s bank account.

Pitacash Repayment

Pitacash online loans in the Philippines can be repaid through various channels, including payment centers such as 7/11, Palawan, LBC, Robinsons Dept store, Bayad Center, and Cebuana Lhuillier. Online banking options like BDO online, Metrobank, PNB, Chinabank, UCPB, and Landbank are also available. Borrowers can opt to pay at The SM Store or Savemore at the end of the day or at MLhuillier after 1 day.

Compare Pitacash Loan App Philippines with Other Loan Apps

Criteria Pitacash Cashme
Limits 1000 – 25,000 pesos 3000 – 20,000 pesos
Tenor 91 – 120 days 90 – 180 days
Interest 0.15%/day 0.5%/day
Age 21 – 70 years old 18 – 60 years old
Approval Time 5 minutes 15 minutes

Pitacash Harassment

Borrowers failing to adhere to repayment schedules may encounter additional penalty fees and repeated calls from debt collection staff. However, Pitacash offers support for extending the payment period to alleviate financial strain.

Conclusion – Should You Apply to Pitacash App?

Pitacash emerges as a formidable online financial support system, available 24/7 to address the immediate needs of users. It stands as a legal, reliable, and transparent loan option, ensuring super-fast disbursement in the Philippines. With a maximum loan amount of 25,000 pesos for a short term of 3-6 months and an impressively low interest rate of only 0.15% per day, Pitacash proves itself as a viable and trustworthy financial partner for Filipinos facing unforeseen financial challenges.

5/5 - (3 votes)

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